House Rent Allowance (HRA) Calculator

Calculate your tax-exempt HRA amount based on Indian Income Tax Rules.

Exempted HRA Amount

₹

This amount is not taxable.

Taxable HRA Amount ₹

How to Use HRA Calculator?

  1. Annual Basic Salary: Enter your basic salary for the year.
  2. Annual HRA Received: Enter the total HRA amount received from your employer.
  3. Annual Rent Paid: Enter the total rent paid by you during the year.
  4. City Type: Select "Metro" if you live in Delhi, Mumbai, Kolkata, or Chennai; otherwise, select "Non-Metro".
  5. Result: The tool calculated the Exempted HRA (tax-free) and the Taxable HRA amount.

Important Rule

You cannot claim HRA exemption if you live in your own house or if you do not strictly pay rent to a landlord.

Frequently Asked Questions

It is the minimum of:
  • Actual HRA Received
  • Rent paid minus 10% of Basic Salary
  • 50% of Basic (Metros) or 40% (Non-Metros)
Yes, if you own a house in a different city (or it is rented out) and you pay rent in the city where you work, you can claim both HRA exemption and home loan interest deduction (Section 24b).
Yes, if your annual rent payment exceeds ₹1,00,000, it is mandatory to provide your landlord's PAN to your employer to claim HRA exemption.